The Advantages of Renting an Apartment Essay Example

The Advantages of Renting an Apartment Essay Even though ownership of a house is an â€Å"All American Dream,† the advantages of renting an apartment, far exceeds that dream. When it concerns making the decision weather to rent an apartment or buying a house, it may seem like a game of tug-of-war. That kind of big life decision can leave potential renters and buyers with many unanswered questions and uncertainty. This paper will provide some insight into those questions, which includes financial gain and stability. Once all the information is taken into consideration, the outcome will show that renting an apartment has numerous benefits and advantages. Renting an apartment has given many individuals the freedom and the advantage to live in a relaxed atmosphere with a variety of amenities and community features, along with a maintenance-free living environment. Some of the amenities that are at a high demand are; in-wall washer and dryer and air conditioning, which are the most desirable community features. Another huge benefit of renting an apartment is the ability to have maintenance on demand. For instance; say a renters bathroom sink breaks down, all the renter has to do is contact the landlord, and they will have a plumber come out and fix the sink, which the landlord will pay for. A homeowner does not have that luxury. If something breaks down in the house, homeowners’ are financially responsible for those repairs. More than likely the homeowner will have a hefty plumber’s bill to pay. Without the worries of attending to common household repairs and lawn care, renters will have more free time to engage in other activists of enjoyment. We will write a custom essay sample on The Advantages of Renting an Apartment specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Advantages of Renting an Apartment specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Advantages of Renting an Apartment specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Living in a desired neighborhood will also be more affordable if an individual decide to rent instead of buying, which benefit the renter. Renters are more likely to find an apartment in a community that they do not mind residing in because of the low cost rent. As for homeowners’ finding a house in their price range may be a bit difficult. Renters also have the opportunity to observer the neighborhood, and move rather quickly, if they are not comfortable there. When is concerns; homeowners’ they have only two options if they decide that the neighborhood is not what they expected. They can choose to stay in the house and be unhappy with the area they are living in or they can deal with the hassle of trying to sell their house and move into a new neighborhood. When a buyer decides to move rather quickly, they are basically starting all over. When individuals rent they also have the option to live closer to where, they work, giving them more free time and shortening their commute! The flexibility of relocation on a short notice and the lack of a long-term commitment in an apartment is the primary reason individuals choose to rent. Having the ability to relocate is a great option for professionals and individuals who often transfers or moves. Another good advantage of renting an apartment is it provides flexibility and allows individuals to change their lifestyle easily. For an example; say an individual is single and then decide to get married; it will be easier to move without worrying about the hassles that comes with selling a house. Some would say that if an individual do not attend to live in one place for five years or more, then it would make the most financial sense to rent instead of buying. The freedom to invest in a variety of stocks, bonds, and mutual funds can provide a higher return on investment as opposed to home-ownership, which in turn will have a strong financial gain on one’s financial future. Some homeowners believe that owning a house is somehow going to make them wealthy. Although renting an apartment is not a guaranteed tax advantage, home-ownerships in some case is not always a guaranteed tax advantage as well. In some cases homeowners may not be allowed to deduct more than the standard deduction. The smart thing about renting an apartment is that individuals’ wealth is not tied up in a single investment. The cost of buying and selling a home can total 10% or more of the price of the home. Deciding to rent instead of buying a house will keep individuals from the experiencing the stress of a long-term loan. When homeowners’ that have a loan, will always owe somebody money and must pay every month. When individuals decide to rent an apartment, they do not owe anything, they just pay their monthly rent, and at the end of their lease, they have the freedom to do whatever they want. Individuals, who choose to rent an apartment, can make a great investment toward their financial future by investing the money they save into something that will have a higher increase in value over years. Along with all the great amenities and saving money, renting an apartment can also provide individuals with some form of stability. For instance; if individuals are at risk of losing their jobs, they do not have to worry about facing foreclosure on the home or trying to sell it. Renting an apartment makes it much easier to move in case of an emergency. All the renter has to do is submit a 30-day notice to the landlord. Renters also do not have to deal with the worries of having property insurance. Renters have to only worry about is having insurance their personal belongings, which means that their insurances payments will be cheaper than insurances payments on a house. Renting an apartment may not seem to be the best option to some individuals because they believe that owning a home is a better outlet for financial gain and stability. In some cases that may be true but not in all, especially if an individual have only the down payment, and the monthly mortgage. Potential renters and buyers need to take in consideration the monthly utilities that will need to be paid. They also need to consider the taxes that will need to be paid on the home, along with the costly expensive for repairs and maintaining the lawn care in addition to having proper home insurances. When individuals take their time and take all the information provided into consideration, they often realize that renting an apartment will be a better route to take. . Reference Classified Ventures, LLC. (2009, July). Why rent? Retrieved from http://living. apartments. com/apartment-basic/how-to-buy-renters-insurance/

American Exploration essays

American Exploration essays Why did Europeans embark upon world and what brought them and Africans to the New World? How did Britains colonization efforts compare to that of Spain? European monarchs forcefully consolidated their previously diffuse political power and raised new revenues through increased taxation of an already hard-pressed peasantry. In England, Henry VII in 1485 founded the Tudor dynasty and began uniting a previously divided land. In France, the successors of Charles VII unified the kingdom and levied new taxes in 1453. Most successful of all were Ferdinand of Aragon and Isabella of Castile, who married in 1469 and founded a strong Catholic Spain. (15) This was the emergence of the nation state or unified nation. The unified nation brought along nation laws, national currencies, and nationwide combined resources. New technological developments played a large role in the era. One of the most important developments was that of the printing press in 1450. The printing press was important in that it enabled information more accessible. Books like Marco Polos travels were printed. Fueling the imagination of many European, that there might be an easier way to trade in the orient. Other inventions like the Astro-lab and the Compass made navigating ships easier. Each country desired an easier way to obtain African and Asian goods like spices, gold, silver, and slaves. This was helped with the newly discovered Westerlies wind that made returning from Africa routine. Every nation by the 15th century had tried to set up a colony for trading, but England. With most of the world still hurting economically from the 100-year war, it was important for all nations to find new ways to gain capitol through exploration. Religion, also, influenced the desire for exploration. A concern for spreading Christianity around the world supplemented the economic motive. Explorers and colonizers (especiall...

Official Function of Emperor Akihito of Japan

Official Function of Emperor Akihito of Japan From the time of the Meiji Restoration in 1868 until the Japanese surrender that ended World War II, the Emperor of Japan was an all-powerful god/king. The Imperial Japanese Armed Forces spent the first half of the twentieth century conquering vast swathes of Asia, fighting the Russians and the Americans, and menacing even Australia and New Zealand. With the countrys defeat in 1945, however, Emperor Hirohito was forced to renounce his divine status, as well as all direct political power. Nonetheless, the Chrysanthemum Throne endures. So, what does the current emperor of Japan actually do? Today, Hirohitos son, Emperor Akihito, sits on the Chrysanthemum Throne. According to the Constitution of Japan, Akihito is a symbol of the state and the unity of the people, deriving his position from the will of the people with whom resides sovereign power. The current emperor of Japan has official duties that include receiving foreign dignitaries, awarding decorations to Japanese citizens, convening the Diet, and officially appointing the Prime Minister as selected by the Diet. This narrow scope leaves Akihito with a lot of free time to pursue hobbies and other interests. The Emperors Schedule How does Emperor Akihito while away the hours? He gets up at 6:30 each morning, watches the news on television, and then goes for a walk with Empress Michiko around the Imperial Palace in downtown Tokyo. If the weather is inclement, Akihito drives in his 15-year-old Honda Integra. Reportedly, he obeys all traffic laws even though the roads in the Imperial Compound are closed to other vehicles, and the Emperor is exempt. The mid-day is filled with official business: greeting foreign ambassadors and royalty, handing out imperial awards, or performing his duties as a Shinto priest. If he has time, the Emperor works on his biological studies. He is a world-class expert on goby fish  and has published 38 peer-reviewed scientific papers on the topic. Most evenings include official receptions and banquets. When the Imperial Couple retires at night, they enjoy watching nature programs on TV and reading Japanese magazines. Like most royals, the Japanese Emperor and his family live an oddly isolated lifestyle. They have no need for cash, they never answer the telephone, and the Emperor and his wife eschew the internet. All of their houses, furnishings, etc. belong to the state, so the Imperial Couple does not have any personal belongings. Some Japanese citizens feel that the Imperial Family has outlived its usefulness. Most, however, are still devoted to this shadowy remnant of the former god/kings. The true role of the current emperor of Japan seems to be two-fold: to provide continuity and reassurance to the Japanese people, and to apologize to the citizens of neighboring countries for past Japanese atrocities. Emperor Akihitos mild manner, distinct lack of hauteur, and express contriteness for the past have gone some way toward repairing relations with such neighbors like China, South Korea, and the Philippines.

Government HRD Practice Essay Example | Topics and Well Written Essays - 2750 words

Government HRD Practice - Essay Example Todd discovered that participants reply positively to any adviser effort for acknowledgement of their Culture in evolving and applying programs to evolve human resources (Klass 2007). With The Persevering, And Tolerance for Ambiguity Facing the inescapable tension cross-cultural context is difficult. But the proficiency to reply to the proximity of distinct and unpredictable positions with little evident discomfort or irritation is wholeheartedly essential for HRD professionals worldwide. In numerous heritages, the ambiguity can change for the poorer, in some it's kind that permits you to present a kind of convictions and opinions. In some Culture, believing that only divine power can understand any thing for certain. In Japan, the ambiguity presents a structure inside which agreement can be satisfied. In the Middle East, it permits for negotiating and explaining problems. In Latin America, it was often the ground on which the business and it is improbable political alliances can be developed. In latest years, even in the U.S., where the ambiguity is not highly regarded, he performed a function in household and foreign policy. In periods of his 40 years of human asset development in the world, Len Nadler proposes that endurance was the ambiguity of its most precious connection he has discussed agreements, conceived programs, therapy, and suggested training. Commitment to the Values and Perform of HRD Healthy esteem for the occupation of HRD and anxiety for his expert likeness are significant relationships. They boost the practitioner should be well arranged for all undertakings for human asset development to take individual blame for his efforts, and care about value and improvement (Budhwar Schuler and... In latest years, even in the U.S., where the ambiguity is not highly regarded, he performed a function in household and foreign policy. In periods of his 40 years of human asset development in the world, Len Nadler proposes that endurance was the ambiguity of its most precious connection he has discussed agreements, conceived programs, therapy, and suggested training.Commitment to the Values and Perform of HRDHealthy esteem for the occupation of HRD and anxiety for his expert likeness are significant relationships. They boost the practitioner should be well arranged for all undertakings for human asset development to take individual blame for his efforts, and care about value and improvement (Budhwar Schuler and Sparrow 2009). Global HRD professionals are often inquired to work in tough situation, and odd, and often the things are insufficient and insufficient equipment. These situations are better than the firm promise and conviction in paid work and a good dose of flexibility in ho w work is done.Initiative and ResolveGlobal HR practices may be far from the head agency of support in positions where they require supplying any authority and management. Program participants may not have concern in the work, they desire the adviser can rest, relish the climate, and chat. There are even situations where scholars glimpse the teacher to enforce business standards and demeanour at work (such as administration by objectives and participative management), which contradicts their convictions and Culture practices.

Christianity and Philosophy Essay Example | Topics and Well Written Essays - 500 words

Christianity and Philosophy - Essay Example The fundamental method of western philosophy is the use of reasoning to evaluate arguments. Christianity has contributed to Western thoughts and beliefs. Greek philosophy has a great influence on Christianity, so much so that the characteristics, manner, and ethics of the Church came from Greek philosophy. Greek philosophers believed in one God. They were Monotheists. This has led to the main method of western philosophy which is to use reasoning in order to evaluate arguments. Throughout the world, people from various cultures argue which philosophy method is correct. As stated by McCabe and Kalthoff (1907, p. 60), "Since Xenophanes wrote in the sixth century of the one God, supreme above all gods and men, not to be compared to mortals either in shape or thought, all eye, all ear, all mind, the idea of God's unity became an essential part of Greek philosophy." In other words, the ancient Greeks (the Hellenes) are key contributors to Christianity's impact on philosophy. In return, Ch ristianity owes its debt to the Greeks. Western philosophy is influenced by Greco-Roman philosophy which consisted of philosophers such as Socrates, Plato, and Aristotle. Then the Medieval philosophy came about and this was when Augustine of Hippo and Albertus Magnus, Christian philosophers who were also scholars, started their writings.

Junk Food in Schools Essay

Junk Food in Schools Essay Ahmed ALfaraj Schools, it seems, always need more money. One way many of them found funding for things they needed was through corporate sponsorship. While there have been stories about school gymnasiums named after Pepsi, there was a much less noticeable way that corporations sponsored schools and that was through the food that schools provide for the children. The law that says schools must provide children with breakfast and lunches if the kids’ parents cannot afford to pay for them, made it so that schools had to come up with a lot of food for poor kids and that is expensive. Food corporations stepped in and offered their products to schools and schools accepted even if they were not the healthiest of foods. Now, because of things like Pizza Hut pizza, and Smucker’s Uncrustables, without meaning to, schools are contributing to the childhood obesity epidemic by including junk foods in lunches and vending machines. However, thanks to people like Michelle Obama, the unhealthy food h as started to be replaced in many schools through some innovative programs and new government rules about what kind of food can be included in school lunches have helped to keep kids healthy. Most people would agree that offering unhealthy meals to kids at school does not seem like the right thing to do. It is bad enough that many children do not get adequate nutrition at home, but to have the same type of food offered to them at school also seems like a hypocritical thing to do especially when schools are responsible for also teaching healthy life behavior such as eating a healthy diet and getting plenty of exercise. The reason a law was made that required schools to serve healthy lunches and breakfast is that lower-income children may not get enough to eat at home. Not only that with many single-parent households and working families, there may not be anyone to fix meals for children. The law was made so that children would not go hungry. It is a shame that schools then would feed children unhealthy food and allow vending machines that sell junk food. Another reason schools offer meals to children is that children who have eaten breakfast and lunch do much better in school. That has recently been proven by many studies, but that is not the only reason school lunches have been given to children. Nick Confessore of the New York Times says, â€Å"It was the U.S. military that first advanced the national-security implications of a healthful lunch. . . . Gen. Lewis B. Hershey, a former school principal . . . told the lawmakers that as many as 40 percent of rejected draftees had been turned away owing to poor diets† (Confessore). That is how the original National School Lunch program came about. During the 1980s, it was cut along with most other social services by the Reagan administration. Schools began to rely on food from corporations who were competing for the attention of schoolchildren. Of course, there were those federal laws that schools had to comply with, but one way they got around the federal law was to offer unhealth y vending machine products. â€Å"Some districts even struck deals with McDonald’s, Chick-fil-A and other fast-food chains to sell versions of their commercial products directly to school kitchens† (Confessore). That was how Pizza Hut pizza ended up on school lunch trays across the country. Some corporations even drastically reduce the cost of their products for schools. It makes healthy food like fresh fruits and vegetables difficult to serve because they cost so much more than what the corporations provide for free. To compete, the USDA subsidizes school lunch programs. In the Journal of Public Policy Marketing Bree Dority, Mary McGarvey, and Patricia Kennedy explain that the USDA compensates those schools who serve lunches through the National School Lunch Program that meet the 1995 Dietary Guidelines for Americans (205). If a school relies too heavily on corporate sponsorship, they may not get the government money and the breakfast and lunches they serve to children will not be as healthy as those that do receive the government subsidy, but they may actually spend less on food per student. The cost is that those students have a greater risk of becoming overweight or obese and of being not as healthy as children who attend schools where the lunch program is governme nt supported. Most people do not even know that some schools opt for the corporate sponsorship over government sponsorship. Most parents do not look into whether or not their children are served lunches at their school subsidized by government or corporate money. Most probably assume that if there is a free or reduced-cost lunch program that it is through the government. If a person were to ask a group of parents what they thought about the different ways that school lunch programs are funded, those parents would not know that one of the ways is through allowing corporations to provide processed, high in calorie foods for lunches and junk foods in vending machines to schools. Some if not most of those people would say that it is wrong to give children junk food and they would probably find it especially wrong that junk food should be available in schools. Even parents who prepare a lunch at home for their children are having their efforts challenged by the presence of vending machines that offer junk food to children. The presumably healthy food that children bring from home can easily be tossed out and the child can fill up his/her stomach o the empty calorie food found in vending machines. Some people like Phebe Gibson and Lily Swartz are calling for updating the policies concerning junk food at the federal level. Not every school has them because states often oversee school policy and not all states show as great as concern over the health of their children as others. Eliminating junk foods from school cafeterias makes children healthier though. Gibson and Swartz explain that many people all over the country want to remove junk foods from schools. â€Å"A recent poll in California indicates  96% of voters  support serving healthier foods and beverages in schools, and a study conducted at the University of Nebraska-Lincoln found that banning junk food from a la carte lines would result in an18% reductionin overweight or obese students† (Gibson and Swartz). Not only will children be healthier if junk foods are removed from school cafeterias and vending machines, but the childhood obesity problem may be stopped. The argument against the federal government setting guidelines about the types of food that are served in school lunches comes from people who believe the government should not intervene in the lives of people to the extent that they tell them what to eat at school or otherwise. Some say that people should be free to eat what they want even if it is unhealthy. They say that it violates a person’s freedom when the government tells people what they can and cannot eat. Parents should be the ones who decide what their kids eat. Lindsey Tanner of the Huffington Post cites many obesity experts who worry that legislating what people eat may backfire especially where schools are particularly dependent upon food corporation dollars for survival (Tanner). Yet studies show that schools that do ban junk food have fewer overweight and obese students. The same people who want government out of their food are often the ones who say that the presence of junk food in school lunches and vending machines is not the cause of the obesity epidemic. Not every child who eats junk food will become obese. Even those children whose parents are obese may not become obese from eating junk food, even if it is more of a risk for them. The school lunch funding programs that exist help to fund other activities at schools that will help to prevent overweight and obese children such as after-school sports, dance and cheerleading. Linda Gorman also notes that when things like soda are banned, then products like fruit juice, which frequently has just as much sugar as soda, is allowed. Parents and students alike think they are getting healthier foods, but they are not. Gorman says that many feel that banning junk foods will not stop the obesity epidemic (Gorman). For those who believe this, education about the dangers of junk foods is a better policy. Another argument they use is the cost of food. Jan Christensen of CNN says that schools in the more expensive districts such as San Francisco spend, on average, $2.74 per child per lunch. To serve a child a healthy lunch, most experts agree that it costs about $5 per child per lunch (Christensen). Many parents cannot afford to spend that kind of money on their kids’ lunches and many legislators do not want to give that kind of money to schools. Without the corporate sponsorship, it costs too much to provide healthy food in schools. Unfortunately, companies do not give fresh fruits and vegetables to schools. Even if they did, critics of government involvement in school lunch programs point out that the fresh food does not have a long shelf life. Fresh fruits and vegetables become inedible in just a few days. When they go bad, they must be thrown out and that wastes money. The processed food that corporations provide never goes bad, or at least not for a very long time, so there is little waste. Perhaps the real problem is the cost of healthy food and the presence of junk food everywhere in the American culture. Perhaps the regulations should be placed on corporations advertising practices instead of banning them from schools. If kids and their parents saw more promotion of healthier foods, they may be more likely to buy and consume them. Children who eat healthy at home would not develop a taste for empty-calorie food. Then kids would go to school looking for healthy foods and not junk foods and schools would have the opposite problem on their hands: that of turning down sponsorship from companies who want to promote junk foods to children. Either way, school lunches are subsidized by government dollars, and if they are, those dollars should not be adding to the obesity problem that will cost more money down the road to battle. Even if it costs more to put healthy foods in school lunches and in vending machines in schools, it is the right thing to do for the health of child ren. Works Cited Christensen, Jan. Obama Admin Bans Junk Food In Schools. 29 September 2010. CNN. Web. 11 January 2015. http://www.cnn.com/2010/HEALTH/09/29/school.food.investigation/>. Confessore, Nicholas. How School Lunch Became the Latest Political Battleground. 7 October 2014. New York Times. Web. 11 January 2015. http://www.nytimes.com/2014/10/12/magazine/how-school-lunch-became-the-latest-political-battleground.html?_r=0>. Dority, Bree L., Mary G. McGarvey and Patricia F. Kennedy. Marketing Foods And Beverages In Schools: The Effect Of School Food Policy On Students’ Overweight Measures. Journal Of Public Policy Marketing 29.2 (2010): 204-218. PsycINFO. Web. 11 Jan. 2015. Gibson, Phebe and Lily Swartz. Setting a New Academic Standard: Getting Junk Food Out of Schools. 2015. Prevention Institue. Web. 11 January 2015. http://www.preventioninstitute.org/about-us/lp/851-setting-a-new-academic-standard-getting-junk-food-out-of-schools.html>. Gorman, Linda. Junk Food Availability in Schools Raises Obesity. 2015. The National Bureau of Economic Research. Web. 11 January 2015. http://www.nber.org/digest/sep05/w11177.html>. Tanner, Lindsay. Do Junk Food Laws Actually Work To Fight Kids Obesity? 13 August 2012. Huffington Post. Web. 11 January 2015. http://www.huffingtonpost.com/2012/08/13/study-junk-food-laws-may-_n_1771352.html>.

Biology Class Xi Chapter Essay

The description of living organisms including human beings began much later in human history. Societies which indulged in anthropocentric view of biology could register limited progress in biological knowledge. Systematic and monumental description of life forms brought in, out of necessity, detailed systems of identification, nomenclature and classification. The biggest spin off of such studies was the recognition of the sharing of similarities among living organisms both horizontally and vertically. That all present day living organisms are related to each other and also to all organisms that ever lived on this earth, was a revelation which humbled man and led to cultural movements for conservation of biodiversity. In the following chapters of this unit, you will get a description, including classification, of animals and plants from a taxonomist’s perspective. Born on 5 July 1904, in Kempten, Germany, the Harvard University evolutionary biologist who has been called ‘The Darwin of the 20th century’, was one of the 100 greatest scientists of all time. Mayr joined Harvard’s Faculty of Arts and Sciences in 1953 and retired in 1975, assuming the title Alexander Agassiz Professor of Zoology Emeritus. Throughout his nearly 80-year career, his research spanned ornithology, taxonomy, zoogeography, evolution, systematics, and the history and philosophy of biology. He almost single-handedly made the origin of species diversity the central question of evolutionary biology that it is today. He also pioneered the currently accepted definition of a biological species.